Ignite growth with Pay by Bank

Increase customer lifetime value (CLV) through better conversions, higher approvals, and deeper consumer insights—at a lower cost than cards.

Start your engine

Join leading companies already using Trustly

Trustly is the Pay by Bank provider for growth

See the proof

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The leading Pay by Bank network

With Trustly, you're getting the world's largest Pay by Bank network, built over 15+ years and user-tested in virtually every market with 110M+ users across 30+ countries.

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110M+

consumers

Open Banking tech built for payments

Trustly is the gold standard for payments. With a 100% proprietary Open Banking stack, we're the only Pay by Bank provider built to handle high volume at peak times with low latency.

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500+

transactions per second

Data advantage that drives revenue

Trustly gives you years of activity data no competitor can match. That means you can understand your customers better than anyone else with less risk and more personalization.

Consumers love Trustly

"I was surprised to see how easy I could log into my account versus having to provide my account & routing number. No frustrating moments!"

Hannah

25 years old, Michigan

“Initially I thought credit/debit cards would be the best method … but I’ve tilted toward Trustly’s Pay by Bank because it’s faster, easier, and more straightforward."

Shailan

33 years old, Virginia

"There's an extra layer of security having 2FA go through my bank and Trustly. I know I can trust it. Trust is in the name!"

Brittannee

35 years old, Indiana

"Trustly is a more secure, direct, easy way to move money. I don’t feel safe using card numbers online.”

Matthew

34 years old, Maryland

"Trustly is very convenient. Because it's connected to my bank, I don't have to initiate a repayment. It happens automatically on the date that I get paid."

Leandro

36 years old, Michigan

$500b+

Payments to date

110m+

Consumers to date

30+

Countries

9K+

Merchants

Better than debit in every way

Unlock the full potential of Pay by Bank with a unified tech stack that delivers guaranteed payments, risk management, insights, and balance-based offers.

Smarter payments

Smarter payments, smarter growth

Use Trustly’s consumer insights to uncover spending patterns and affordability signals that drive timely offers, greater wallet share, higher conversions, and lower costs.

Better insights

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We’ve got your business covered

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Subscription & Bill Pay

Reduce churn and costs with Open Banking.

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Retail

Boost revenue and loyalty using Pay by Bank.

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Financial Services

Streamline onboarding and payments with Open Banking.

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Gaming

Increase player engagement with faster, seamless payments.

Case Study

"Trustly was the only partner that could deliver the data quality and Pay by Bank technology."

From card-dominant to Pay by Bank with Trustly. See how a Fortune 50 top 3 telecom company used Trustly to flip the script on payments.

$60M+ in interchange costs eliminated

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+65% conversions in autopay enrollment

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ACH payments dominate their payment mix

One global solution, zero friction

Forget managing multiple payment providers across regions. Trustly offers a simple integration that connects you to 12,000+ banks worldwide with just one API.

That means minimal code, comprehensive documentation, and dedicated support from day one—giving you global reach without the global headache.

Visit dev docs