Pay by Bank for financial services

Accelerate account openings, enhance user verification, and boost conversions all while reducing your costs.

Contact sales
Collage of three images: two people standing near a small table with a laptop, a hand holding a smartphone displaying the Trustiv logo over green fabric, and a desk with a laptop showing a financial bar chart beside books, a plant, and pencils in a cup.

Why Trustly for financial services?

Smartphone screen showing Trustly app interface prompting to choose a bank account with three account options listed.

Instant account
funding

Enable customers to move money for remittance services quickly and securely—no delays.

Purpose-built bank connections

High-quality, low-latency bank connections deliver a seamless experience even during peak volume.

Maximize consumer conversions

Boost conversions by letting customers sign in with their bank—fast, familiar, and easy.

Proprietary risk
engine

Machine-learning risk controls with flexible guarantees help you approve more with lower risk.

Financial services are better with Pay by Bank

Our real-time bank data access eliminates errors in onboarding consumers, simplifies underwriting, and delivers intelligent insights to power better financial experiences.

Onboarding made easy

Retrieve verified account and identity data directly from consumer bank accounts to eliminate manual errors and speed up onboarding.

  • Instant account validation
  • Real-time identity verification
  • Faster, more accurate KYC processes
Explore Consumer Onboarding
Hand holding a smartphone displaying a Trustly app screen to connect a bank with a green button labeled 'Go to my bank'.

Harness real-time data for smarter decisions

Leverage real-time financial data to improve underwriting and deliver better-timed, high-conversion offers.

  • Affordability signals based on actual account behavior
  • Clear view of spending patterns and financial health
  • Smarter, faster underwriting decisions
Explore Trustly Insights
Smiling woman in black outfit sitting on a green sofa using a laptop with a smartphone and newspaper beside her.

Modernize your financial services

Accept low-cost, guaranteed bank payments with flexible risk controls and full approval authority.

  • Bypass costly card processors
  • Choose full, partial, or no guarantee per transaction
  • Maintain complete real-time approval control
Explore Payment Initiation
Two people having a discussion near shelves filled with binders and office supplies, one holding a white coffee mug and the other holding a stack of papers.

Get started with Pay by Bank

See how Trustly delivers a smarter payment.

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Latest Articles

How Pay by Bank Minimizes Merchant Account Fees
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How Pay by Bank Minimizes Merchant Account Fees

/ 6 minutes to read

Pay by Bank

Open Banking

Payments

Securing Pay by Bank: How Trustly uses Machine Learning to prevent fraud
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Securing Pay by Bank: How Trustly uses Machine Learning to prevent fraud

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Product & Engineering

Risk

Unlocking the Power of Pay by Bank: A Discussion with Trustly, Inc.'s Founder & CEO
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Unlocking the Power of Pay by Bank: A Discussion with Trustly, Inc.'s Founder & CEO

/ 5 minutes to read

Pay by Bank

Open Banking

eCommerce