Skip to content

Pay by Bank for retail

Elevate your checkout experience, convert more customers, and increase their lifetime value while cutting payment costs by up to 80%.

Calculate your growth
Collage showing a man using a green smartphone at a desk, hands unpacking a wrapped item from a cardboard box, and a white textured sweater hanging on a wooden hanger on a clothing rack.

Why Trustly for retail?

Smartphone screen displaying an online shopping app with a green jacket priced at $149.90, while people walk on tiled floor carrying shopping bags.

Frictionless UX

Enable a seamless checkout without app downloads or account sign-ups.

Preferred by consumers

Reach more consumers and reduce costs with bank payments

Boost customer loyalty

Drive revenue growth by reinvesting savings into loyalty offers.

Guaranteed payments

Eliminate financial risk with flexible, real-time payment guarantees

Maximize your bottom line with Pay by Bank

Cut processing costs, improve working capital with guaranteed payments, and modernize the shopping experience.

Pay by Bank (checkout)

Direct bank payments at checkout: fast, verified, and optimized for mobile. Increase approvals and cut declines while giving shoppers a familiar payment option.

  • One‑click checkout flow
  • Guaranteed payments and real‑time settlement
  • Integrates via API or partners/PSP
Explore Trustly Pay

Insights & smarter data

Bank‑level data enables personalization and better spend targeting to increase repeat purchases and CLV.

Leverage Trustly’s data to better understand your customers and drive loyalty through personalized offers.

  • Transaction insights for personalization
  • Risk signals to reduce fraud
  • Behavioral segments for offers and loyalty
Explore Trustly Insights
Smiling woman in black outfit sitting on a green sofa using a laptop with a smartphone and newspaper beside her.

Payouts for retail

Combine low-cost Pay by Bank acceptance with easy onboarding and instant payouts to build an ecosystem sellers and consumers love.

Use Trustly Payouts to manage instant payouts and settlements.

  • Instant seller payouts
  • Automated reconciliation
  • Flexible settlement schedules
Explore Trustly Payouts
Person holding a cardboard box sealed with white tape in front of a stack of similar boxes.

Time to elevate your retail checkout

Whether you're ready to integrate or just exploring how Trustly can impact your business, we’re here to help.

Get started

Latest articles

How Pay by Bank Minimizes Merchant Account Fees
Read more

How Pay by Bank Minimizes Merchant Account Fees

/ 6 minutes to read

Pay by Bank

Open Banking

Payments

Securing Pay by Bank: How Trustly uses Machine Learning to prevent fraud
Read more

Securing Pay by Bank: How Trustly uses Machine Learning to prevent fraud

/ 7 minutes to read

Pay by Bank

Product & Engineering

Risk

Unlocking the Power of Pay by Bank: A Discussion with Trustly, Inc.'s Founder & CEO
Read more

Unlocking the Power of Pay by Bank: A Discussion with Trustly, Inc.'s Founder & CEO

/ 5 minutes to read

Pay by Bank

Open Banking

eCommerce