When presented with an opportunity to continue with a lower amount, how long is the suggested deposit amount valid?

All suggested deposit amounts are calculated in real-time. To take advantage of the suggested, or lower amount, we recommend acting immediately.

For example, waiting an hour could change the outcome of the decision process, resulting in an even lower amount, or potentially removing the opportunity altogether.

Note: Any transaction may be declined if the data used to calculate the retry amount changes. For information on potential decline reasons, please review the related articles.